Website Disclaimer
Effective Date: July 27, 2026
The information provided on this website is for general educational and informational purposes only.
No Individualized Advice
Website content is not intended to provide individualized insurance, financial, investment, legal, accounting, or tax advice.
The information presented may not apply to your individual circumstances. You should consult appropriately licensed or qualified professionals regarding your specific needs.
No Guarantee of Coverage
Nothing on this website constitutes an insurance policy, binder, contract, guarantee of coverage, or promise that an application will be approved.
Insurance products, features, premiums, availability, eligibility, underwriting requirements, exclusions, limitations, and benefits vary by carrier, product, applicant, and state.
Any insurance coverage is subject to:
Completion of an application
Carrier underwriting
Eligibility requirements
Carrier approval
Payment of any required premium
The terms, conditions, exclusions, and limitations of the issued policy
The terms of an issued insurance policy and the carrier’s official documents control over any general description appearing on this website.
No Insurance Relationship Created
Visiting this website, submitting a contact form, sending an email, or scheduling a Clarity Review does not by itself:
Create an insurance contract
Bind coverage
Guarantee approval
Establish a formal client relationship
Require you to purchase a product
Do not cancel, replace, change, or allow an existing insurance policy to lapse based solely on information found on this website.
Clarity Review
The Clarity Review is an introductory and educational conversation intended to help identify questions, priorities, existing coverage, and areas that may warrant further consideration.
It is not a guarantee that a specific product or strategy will be recommended, available, or appropriate.
Retirement Information
Any discussion of retirement income strategies is general in nature and should not be interpreted as investment, securities, legal, or tax advice.
Sara Sanchez does not provide legal or tax advice. Visitors should consult their attorney, tax professional, investment adviser, or other qualified professional regarding those matters.
Licensing and Availability
Sara Sanchez is a licensed insurance agent based in Carlsbad, California.
Insurance services are offered only in states where Sara is appropriately licensed and only where the applicable product is available and approved for use.
California Insurance License #4513592.
Accuracy of Information
Reasonable efforts are made to provide accurate and current information. However, laws, regulations, carrier requirements, product details, and availability may change.
Legacy By Sara makes no representation that every page is complete, current, or applicable to every visitor.
External Links
This website may link to third-party websites for convenience or additional information. Legacy By Sara does not control and is not responsible for the content, accuracy, availability, security, or privacy practices of third-party websites.
Limitation of Responsibility
To the fullest extent permitted by applicable law, Legacy By Sara, Sara Sanchez, and Sara Sanchez LLC are not responsible for decisions made solely in reliance on general information presented on this website.
Contact
Questions regarding this disclaimer may be directed to:
Sara Sanchez
Legacy By Sara
Carlsbad, California
Email: sarasfinancialedge@gmail.com
California Insurance License #4513592